Mobile Games as Tools for Teaching Financial Literacy
Eric Howard February 23, 2025

Mobile Games as Tools for Teaching Financial Literacy

Thanks to Sergy Campbell for contributing the article "Mobile Games as Tools for Teaching Financial Literacy".

Mobile Games as Tools for Teaching Financial Literacy

This paper investigates how different motivational theories, such as self-determination theory (SDT) and the theory of planned behavior (TPB), are applied to mobile health games that aim to promote positive behavioral changes in health-related practices. The study compares various mobile health games and their design elements, including rewards, goal-setting, and social support mechanisms, to evaluate how these elements align with motivational frameworks and influence long-term health behavior change. The paper provides recommendations for designers on how to integrate motivational theory into mobile health games to maximize user engagement, retention, and sustained behavioral modification.

This paper examines how mobile games can be utilized as platforms for social advocacy and political mobilization, particularly in the context of global social movements. The study explores the potential for mobile games to raise awareness about social justice issues, such as climate change, gender equality, and human rights, by engaging players in interactive, narrative-driven activism. By drawing on theories of participatory media and political communication, the research analyzes how game mechanics can be used to simulate real-world social challenges, promote empathy, and encourage collective action. The paper also discusses the ethical challenges of gamifying serious issues and the risks of oversimplification or exploitation of activism.

This study explores how mobile games can be designed to enhance memory retention and recall, investigating the cognitive mechanisms involved in how players remember game events, strategies, and narratives. Drawing on cognitive psychology, the research examines the role of repetition, reinforcement, and narrative structures in improving memory retention. The paper also explores the impact of mobile gaming on the formation of episodic and procedural memory, with particular focus on the implications of gaming for educational settings, rehabilitation programs, and cognitive therapy. It proposes a framework for designing mobile games that optimize memory functions while considering individual differences in memory processing.

This paper offers a post-structuralist analysis of narrative structures in mobile games, emphasizing how game narratives contribute to the construction of player identity and agency. It explores the intersection of game mechanics, storytelling, and player interaction, considering how mobile games as “digital texts” challenge traditional notions of authorship and narrative control. Drawing upon the works of theorists like Michel Foucault and Roland Barthes, the paper examines the decentralized nature of mobile game narratives and how they allow players to engage in a performative process of meaning-making, identity construction, and subversion of preordained narrative trajectories.

Game streaming platforms like Twitch, YouTube Gaming, and Mixer have revolutionized how gamers consume and interact with gaming content, turning everyday players into content creators, influencers, and entertainers. Livestreamed gameplay, interactive chats, and community engagement redefine the gaming experience, transforming passive consumption into dynamic, participatory entertainment.

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This paper explores the influence of cultural differences on mobile game preferences and playstyles, examining how cultural values, social norms, and gaming traditions shape player behavior and engagement. By drawing on cross-cultural psychology and international marketing research, the study compares player preferences across different regions, including East Asia, North America, and Europe. The research investigates how cultural factors influence choices in game genre, design aesthetics, social interaction, and in-game purchasing behavior. The study also discusses how game developers can design culturally sensitive games that appeal to global audiences while maintaining local relevance, offering strategies for localization and cross-cultural adaptation.

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This study investigates the potential of blockchain technology to decentralize mobile gaming, offering new opportunities for player empowerment and developer autonomy. By leveraging smart contracts, decentralized finance (DeFi), and non-fungible tokens (NFTs), blockchain could allow players to truly own in-game assets, trade them across platforms, and participate in decentralized governance of games. The paper examines the technological challenges, economic opportunities, and legal implications of blockchain integration in mobile gaming ecosystems. It also considers the ethical concerns regarding virtual asset ownership and the potential for blockchain to disrupt existing monetization models.

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